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WPBV Money & Networks Desk

The Money & Networks Desk explains payments, wallets and blockchain infrastructure.

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Three cables joining into one orange plug beside a monitor showing a checkout page with stacked payment buttons
Visa ·

Barclaycard Payments Adds Visa Unified Checkout for UK Merchants

Barclaycard Payments is adding Visa Unified Checkout to its Smartpay Fuse gateway for UK merchants.

Drawing of a paper receipt with an orange total line, split into three stacked fee blocks joined by a bracket
Card payments ·

Interchange Fee vs MDR: Which Part of a Card Fee Is Which

The MDR is the whole charge for accepting a card; interchange is the issuer's slice inside it.

Diagram comparing self-custody with an exchange account: the user holds the key on one side and a provider holds it on the other.
crypto custody ·

Self Custody vs Exchange: Keys, Recovery and Risk

Compare key control, recovery and provider risk before choosing where to hold crypto assets.

A ring of nine validator blocks, six in orange, around a key tile patterned as a dot lattice
Cosmos ·

Cosmos Adds Post-Quantum ML-DSA Keys in Ledger Security 2026.1

Cosmos chains can now move validators and accounts to ML-DSA signatures one key at a time.

A payment card crossing a dashed border toward a fee statement with one short bar and two tall orange bars
Visa ·

Visa and Mastercard Face £700 Million UK Claim Over EEA Card Fees

A £700M opt-out claim says UK businesses overpaid on online sales to EEA cardholders after Brexit.

Six consensus nodes linked in a hexagon
proof of work ·

Proof of work vs proof of stake: how the two systems agree

Proof of work spends computation; proof of stake puts validator capital at risk.

Card payments ·

3D Secure Explained: Why Some Card Payments Ask for a Second Step

Why your bank asks you to approve some online card payments, when it can skip the step, and who pays for fraud.

Card payments ·

Chargeback Fee: What a Disputed Card Payment Costs a Merchant

The chargeback fee Stripe, PayPal and Square charge, and the other costs of a disputed card payment.

Card payments ·

Interchange-Plus vs Flat Rate: Choosing a Card Pricing Model

Interchange plus vs flat rate: one rate for every card, or the real cost of each card plus a markup.

Card payments ·

Interchange Fee Explained: Where a Card Payment Fee Goes

Interchange fee explained: one processing fee on the statement, three payments to three different parties.

Editorial diagram: Tezos Launches Experimental Post-Quantum Testnet
Tezos ·

Tezos Launches Experimental Post-Quantum Testnet

Quantumnet tests changes across accounts, consensus and data availability. It is not a production network.

Editorial diagram: Form3 Opens Payment Data to Read-Only AI Agents
Form3 ·

Form3 Opens Payment Data to Read-Only AI Agents

Its first MCP adapter lets authorized agents investigate payment information without initiating changes.

Editorial diagram: 10 People Shaping Fintech
Fintech people ·

10 People Shaping Fintech

Ten people whose work helps explain where payments, digital banking and financial infrastructure are going.

Editorial diagram: Ethereum Layer 2s: What Gets Cheaper?
Ethereum ·

Ethereum Layer 2: what gets cheaper?

Moving execution changes the cost of a transaction. It also adds details about bridges, withdrawals and trust.

Editorial diagram: Stablecoin Payments: Where the Fees Come From
Stablecoins ·

Stablecoin Payments: Where the Fees Come From

A low network fee is only one part of moving money from a customer's wallet to a merchant's bank.

Editorial diagram: What You Approve When You Connect a Crypto Wallet
Wallet permissions ·

What You Approve When You Connect a Crypto Wallet

A connection, a signature and a spending permission can appear in similar popups but have different effects.

Editorial diagram: Why a Cross-Border Transfer Can Still Take Days
Cross-border payments ·

Why a Cross-Border Transfer Can Still Take Days

The international message can arrive quickly while the recipient's money waits in the last mile.

Illustration of a plain card held above a payment terminal, with contactless signal arcs.
Card payments ·

What Happens After You Tap Your Card?

The terminal's approval is one step in a longer journey from a payment request to settled funds.

A prompt needs permission — diagram for MoonPay Launches PayBox for Payments Through AI
AI agents ·

MoonPay Launches PayBox for Payments Through AI

PayBox connects payment credentials to chat assistants, with approval modes chosen by the user.

Editorial diagram: A Crypto Wallet Stores Keys. Where Are the Coins?
Crypto wallets ·

A Crypto Wallet Stores Keys. Where Are the Coins?

Your balance belongs to a network's records. The wallet helps you prove which actions you may authorize.

A conversation inside the bank — diagram for Visa Plans an AI Financial Assistant for Bank Apps
Digital banking ·

Visa Plans an AI Financial Assistant for Bank Apps

Visa's in-app assistant is scheduled for a US bank pilot in August, with a wider rollout planned later.

An asset, a proof, a backup — diagram for Taproot Assets 0.8 Adds an SDK and Wallet Backups
Bitcoin ·

Taproot Assets 0.8 Adds an SDK and Wallet Backups

Lightning Labs adds a Go library and backup options for applications using assets on Bitcoin and Lightning.

A new balance in the app — diagram for SoFi Brings SoFiUSD Into Its Banking App
Digital banking ·

SoFi Brings SoFiUSD Into Its Banking App

SoFi members begin gaining access to a bank-issued stablecoin, with wider availability expected in June.

Review before signing — diagram for Blockstream Introduces the Jade Core Bitcoin Wallet
Crypto wallets ·

Blockstream Introduces the Jade Core Bitcoin Wallet

Jade Core focuses on guided setup and transaction checks within Blockstream's hardware-wallet range.

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